Cookies Policy
This Cookie Policy provides information in respect to the use of Cookies and Similar Technologies by the website(s) and/or any mobile application operated by or on behalf of IYC (we” or “us”) and/or its affiliated companies(“Website”). We will also describe what options you may have regarding Cookies & Similar Technologies.
This Cookie Policy forms part and is incorporated into the terms of use of the Website and may be subject to amendments from time to time. You are advised to check our Cookie Policy regularly to be informed of any updates. Relevant notifications on substantial amendments may also be displayed on our site. By visiting the Website, you agree to accept any changes made to this Policy.
In some cases, we may use tracking technologies to collect information that is personally identifiable, or that can become personally identifiable if we combine it with other information. In such cases, our Privacy Policy will apply in addition to this Cookie Policy.
What are cookies
Cookies are small text files —usually consisting of letters and numbers—stored on your device by a website server.
Cookies are distinguished in “Session Cookies” and “Persistent Cookies” depending on the time they remain stored on your device. “Session cookies” are stored on your device at the time you visit a website and are deleted automatically after you close your browser. “Persistent cookies” are stored on your device at the time you visit a website and remain stored after you close your browser. Persistent cookies will be activated again automatically when you open your browser and browse the internet.
First and third-party cookies– Whether a cookie is “first” or “third” party refers to the website or domain placing the cookie. First party cookies in basic terms are cookies set by a website visited by the user - the website displayed in the URL window. Third party cookies are cookies that are set by a domain other than the one being visited by the user. If a user visits a website and a separate company sets a cookie through that website this would be a third-party cookie.
Why we use cookies?
We use cookies to give you the best browsing experience possible. Certain cookies are technically necessary in order for the Website to operate properly. Other cookies are used to perform functions like advertising, obtaining statistics (i.e. how many site visitors view certain pages on our Website or receive our advertisements when visiting other websites) and facilitating your interaction with social networks.
We and/or third parties providing services on behalf of us classify cookies in the following categories.
Strictly Necessary Cookies
These cookies are absolutely necessary in order to provide you the requested services through the Website. These are essential to enable you to visit our Website and use its features properly. Basic functions such as the following rely on these key cookies:
- staying logged into our Website;
- remembering any personal information, you insert at the Website to contact us through our site or to execute online payment of insurance premiums
- in general, providing services and information to you upon your request.
Performance Cookies
These cookies collect information on how users use the Website, in order to enable us to update and improve our Website and visitor experience. These cookies do not collect information that identifies a visitor. Such cookies collect information, in respect of:
- pages that users visit more often;
- products and services which are of more interest;
- advertisements or offers that users have viewed;
- links that users have followed;
- error messages that users may receive while browsing the Website, etc.
| Cookie name | Third party | Life Span | Purpose |
| test_cookie | 1 day | Used to check if the user's browser supports cookies. | |
| _gat | Google Analytics | 1 day | Used by Google Analytics to throttle request rate |
Functionality Cookies
These cookies enable us to personalize our content for you, greet you by name, and remember your preferences (for example, your choice of language or region). If you choose to delete/disable these functionality cookies, any preferences/settings you selected will not be retained for subsequent visits to our Website.
| Cookie name | Third party | Life span | Purpose |
| _lo_cid | Lucky Orange | 1 session | ID of the visitor's current chat, if any. |
Targeting/Advertising Cookies
These Cookies record your online activities, including your visits to our Website, the pages you have visited, and the links and advertisements you have clicked. One purpose of this is to help make the content displayed on our Websitemore relevant to you. Another purpose is to allow delivery of advertisements or other communications to you that are designed to be more relevant to your apparent interests. Delivery of interest-based advertising may involve us, our service providers and partners such as publishers, data management platforms, and demand side platforms. For example, if you look at a page on one of our Website, we may cause an advertisement to be delivered to you, on our Websiteor on other websites, for products referenced on that page or for similar products and services. We and our service providers and partners may also append other data to information collected by these Cookies, including information obtained from third parties, and share this information with third parties for the purpose of delivering ads to you.
| Cookie name | Third party | Life span | Purpose |
| ads_ga-audiences | 1 session | Used by Google AdWords to re-engage visitors that are likely to convert to customers based on the visitor 's online behaviour across websites. | |
| pagead/1p-user-list/# | 1 session | Unclassified | |
| _ga | Google Analytics | 365 days | Registers a unique ID that is used to generate statistical data on how the visitor uses the website. |
| _gid | Google Analytics | 1 day | Registers a unique ID that is used to generate statistical data on how the visitor uses the website. |
| _lo_uid | Lucky Orange | 2 years | Unique identifier for the visitor. |
| _lo_v | Lucky Orange | 365 days (extending)
|
Total number of visitor's visits. |
| _lo_rid | Lucky Orange | 30 minutes (extending) | ID of the visitor's current recording. |
| lo_session_in | Lucky Orange | 1 Session | Unknown |
| _lotl | Lucky Orange | Unknown | Unknown |
| _lotr | Lucky Orange | 180 days | URL of the visitor's original referrer, if any. |
Third Party Cookies
In order to provide more interesting content to you and help you interact with your social media accounts, the Website may incorporate third party content and services or links to third party websites. By accessing such third-party links and/or websites, you are subject to the cookies policy of such third party. In such case, you proceed on your own responsibility and we bear no responsibility whatsoever in respect of any issue arising out of the storage of cookies on your device by any such third-party websites.
How to control cookies
Except for your choices concerning Cookies, which are made available in our website, you can control and manage cookies through the settings of the web browser you use. Most Most web browsers automatically accept cookies but provide controls that allow you to block or delete them. You can enable or disable the storage of cookies on your device by changing the settings of your browser at any time. You can also set your browser to inform you before a cookie is stored on your device or follow your browser’s instructions to delete cookies already stored. If you use various devices, you have to adjust your preferred browser settings in respect to cookies at each one of your devices.
If you choose to disable all cookies, you may not be able to fully experience the interactive features of our Website or receive our servicesvia our Website.
Deleting cookies does not delete Flash objects. You can learn more about Flash objects including how to control and disable them on the Adobe website. You can find additional information on cookies and similar technologies used on various websites through your browser or other internet resources.
To manage cookies via your browser, click the following links to be directed to your browser’s instructions:
You can learn more about cookies and the following third-party websites:
- AllAboutCookies:http://www.allaboutcookies.org/
- Cookiepedia: http://cookiepedia.co.uk/
What are similar technologies?
Pixel tags, web beacons, embedded script and clear GIFs (graphics interchange format) are tiny files used to monitor navigation on a website and may be used with cookies. Flash objects (local shared objects) are small files stored on your device by a website using Adobe’s Flash player technology.
Web beacons and embedded scripts
Web beacons and embedded scripts are other technologies that we use in our websites, as well as in some of our emails and ads.
Web beacons (or “tags”) are bits of programming code included in web pages, emails, and ads that notify us, and/or third parties providing services on behalf of us, when those web pages, emails, or ads have been viewed or clicked on.
Embedded scripts are bits of programming code included within some of our web pages that measure how you use those web pages, such as which links you click. We use this information to improve our websites, tailor our Website to your likely interests, and conduct market research. You may be able to turn off scripting functionality, such as JavaScript, within your browser (please refer to your browser's help function). Note that if you disable scripting functionality, our Website may not function properly.
Privacy
We are committed to good privacy practices. For more information about our approach to privacy see our Privacy Policy.
How to Contact Us
If you have any questions about how we use Cookies, you can contact us using the information set forth below. Please include your contact information and a detailed description of Cookie concern.
Contact Details
IYC
This Notice updates and supersedes previous versions. We may change this Notice at any time. The “LAST UPDATED” section at the bottom of this page lists when this Notice was last revised. Any changes to this Notice will become effective when we make the revised Notice available on or through the Sites.